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Current Account

Current Account

A current account is a type of bank account that is designed for businesses or individuals who need frequent access to their funds for day-to-day transactions. Current accounts typically offer features such as check-writing, debit cards, online banking, and overdraft facilities.

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Rate of Interest

Sr.No. Type Minimum Balance Normal Senior Citizen
1 Current Account 500 0.00% 0.00%

Digital Premium Current Account

2 Premiun Current Account 5000 5.00% 5.00%

BENEFITS

Convenience: : A current account provides easy access to your funds, making it a convenient option for daily transactions. With features like check-writing and debit cards, you can easily pay bills, make purchases, and withdraw cash.

Overdraft facilities: Many current accounts offer overdraft facilities, which allow you to withdraw more money than you have in your account, up to a certain limit. This can be useful for unexpected expenses or cash flow management.

Online banking: Most current accounts come with online banking, which allows you to manage your account, view transactions, and make transfers from the comfort of your home or office.

Merchant services: Some current accounts come with merchant services, which allow businesses to accept payments from customers using credit or debit cards.

IMPORTANT DETAILS

Criteria

✔ Min. balance Rs.5000

✔ Unlimited Transactions Allowed.

✔ Max. Debit ₹ 2 Lakh in one day.

✔ Zero transaction fees

✔ Inventory loan available

DOCUMENTS REQUIRED

✔ Pan Card

✔ Address proof

✔ Adhar Card

✔ 3 Photographs