A current account is a type of bank account that is designed for businesses or individuals who need frequent access to their funds for day-to-day transactions. Current accounts typically offer features such as check-writing, debit cards, online banking, and overdraft facilities.
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| Sr.No. | Type | Minimum Balance | Normal | Senior Citizen | |
|---|---|---|---|---|---|
| 1 | Current Account | 5000 | 8% | 8% | |
Digital Premium Current Account |
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| 2 | Premiun Current Account | 5000 | 12% | 12.00% | |
✔ Convenience: : A current account provides easy access to your funds, making it a convenient option for daily transactions. With features like check-writing and debit cards, you can easily pay bills, make purchases, and withdraw cash.
✔ Overdraft facilities: Many current accounts offer overdraft facilities, which allow you to withdraw more money than you have in your account, up to a certain limit. This can be useful for unexpected expenses or cash flow management.
✔ Online banking: Most current accounts come with online banking, which allows you to manage your account, view transactions, and make transfers from the comfort of your home or office.
✔ Merchant services: Some current accounts come with merchant services, which allow businesses to accept payments from customers using credit or debit cards.
✔ Min. balance Rs.5000
✔ Unlimited Transactions Allowed.
✔ Max. Debit ₹ 2 Lakh in one day.
✔ Zero transaction fees
✔ Inventory loan available
✔ Pan Card
✔ Address proof
✔ Adhar Card
✔ 3 Photographs
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